Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Saturday, July 27 2024 at 4:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | (APR=) | 6.375% (APR=6.584%) |
| Points / Credits | $7,535 | |
| Payment | $1,248 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Saturday, July 27 2024 at 4:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | (APR=) | 6.625% (APR=6.715%) |
| Points / Credits | $2,853 | |
| Payment | $1,921 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Saturday, July 27 2024 at 4:00 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | (APR=) | 6.5% (APR=6.56%) |
| Points / Credits | $1,125 | |
| Payment | $948 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Saturday, July 27 2024 at 4:00 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | (APR=) | 6.875% (APR=7.166%) |
| Points / Credits | $1,726 | |
| Payment | $1,314 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Saturday, July 27 2024 at 4:00 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | (APR=) | 6.49% (APR=6.834%) |
| Points / Credits | $3,969 | |
| Payment | $2,210 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Saturday, July 27 2024 at 4:00 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | (APR=) | 7.5% (APR=7.706%) |
| Points / Credits | $3,200 | |
| Payment | $1,119 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)